Financial Anxiety Scale

How true are the following statements?
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1. I find monitoring my bank or credit card accounts very boring. *This question is required.
2. I prefer not to think about the state of my personal finances. *This question is required.
3. Thinking about my personal finances can make me feel guilty. *This question is required.
4. There's little point in saving money and being careful with it, because you could lose it all through no fault of your own. *This question is required.
5. I am worried about the debt I will have when I complete my university education. *This question is required.
6. Thinking about my personal finances can make me feel anxious. *This question is required.
7. I get myself into situations where I do not know where I'm going to get the money to "bail" myself out. *This question is required.
8. Discussing my finances can make my heart race or make me feel stressed. *This question is required.
9. I do not make a big enough effort to understand my finances. *This question is required.
10. I do not think I am doing as well as I could academically because I worry about money. *This question is required.
11. I find opening my bank statements unpleasant. *This question is required.
12. I would rather someone else who I trusted kept my finances organized. *This question is required.