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Making Decisions Interactive Quiz

Which financial decision-making personality do you have?  Answer ten questions and find out.

I would rather have $50 today than wait a year to collect $100  *This question is required.
Solving problems with intuition and ‘gut feel’ has always served me well *This question is required.
The more money I have the more difficult it is to manage *This question is required.
I would prefer a task that is moderately important and does not require much thought to one that is very important but intellectually difficult *This question is required.
I prefer to satisfy immediate concerns figuring the future will take care of itself *This question is required.
I believe in the existence of mind over matter *This question is required.
No one can talk me out of something I know is right *This question is required.
Some things in life bring bad luck *This question is required.
I’m more likely to have a win at the pokies following ten straight wins than I would following ten losses *This question is required.
By doubling the amount my car is insured for, I will probably have to pay double the premium I am paying now *This question is required.
Thinking about my financial situation negatively affects my relationships e.g. causes arguments, makes me keep to myself
Thinking about my financial situation negatively affects my performance at work
Thinking about my financial situation negatively affects my physical health e.g. causes headaches, upsets my stomach
Thinking about my financial situation negatively affects my emotions e.g. makes me feel sad, stressed, anxious
Thinking about my financial situation negatively affects my lifestyle e.g. eat badly, drink more alcohol, exercise less 
Thinking about my financial situation negatively affects my overall satisfaction with life
Did you miss any credit card or other debt repayments last year?
Did you save any money last year?
Did you make a new investments last year e.g. shares, property, business, etc?
What was your largest investment in?
Do you have Life Insurance?
Life or Term Life Insurance pays out a lump sum if you die before a pre-agreed date.
Do you have Income Protection insurance?
Income Protection is a monthly benefit to cover you for accidents, illnesses or major traumas.
Do you have Trauma or TPD insurance?
This insurance pays you a lump sum payment to cover debts if you are diagnosed with an illness such as cancer, heart attack, stroke etc. 
Do you have a self-managed super fund (SMSF)?
 
Do you currently use a financial adviser?
What do you use a financial adviser for?
Tick as many as apply
Why don't you use a financial planner?
Tick all that apply
How would you rate your ability to manage your finances?
Suppose you had $100 in a savings account and the interest rate was 2% per year. After 5 years, how much do you think you would have in the account if you left the money to grow?
Imagine that the interest rate on your savings account was 1% per year and inflation was 2% per year. After 1 year, would you be able to buy more than today, exactly the same as today, or less than today with the money in this account?
Do you think that the following statement is true or false: buying a single company stock usually provides a safer return than a managed fund?
What is the highest education you have attained or are currently completing?
What is your current marital status?
What is your gender?
My personal incomes before tax is