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EDUCATIONAL SERVICE ONLY: NO ADVICE PROVIDED

The University of Idaho Better Education About Money for Students (BEAMS) program is an educational service only. We do not provide credit counseling, investment, legal, or tax advice. The information provided is for general educational purposes only, and is not intended to substitute for the advice of your investment, legal, and/or tax advisors or to be the basis of specific trading or investment activities. If you need investment, legal, and/or tax advice, please consult with one of these professionals.