A “DIR” fee is really a catch-all term used to describe a number of different types of post adjudication “fees” imposed on pharmacies in Medicare Part D. For example, a “DIR” fee may be charged to a pharmacy for Part D network participation and may be based a per claim charge or a reconciliation between the adjudicated rate indicated to the pharmacy and the contracted/effective rate with the pharmacy.
PBM Imposed Copay “Clawbacks” Affecting Patients
This PBM phenomenon is becoming more prominent and increasing costs to patients. Typically, the PBM will instruct the pharmacy to collect from the patient an elevated co-pay amount that is higher than the contracted reimbursement with the pharmacy. Subsequently, the PBM will “clawback” the excess amount from the pharmacy and pocket it. This often happens in high deductible prescription drug plans when the entire prescription is being paid for by the patient. Patients believe they are paying just the cost of the drug in their front end deductible, but do not realize that often a large part of what they pay is going straight to the PBM.