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Factoring_Finance

Small Business Finance, Banks & Bailouts

Page One

1. Do you think the high street bank's statement that UK small businesses don't have 'an appetite' for finance, is accurate? *This question is required.
2. As a taxpayer, do you feel let down by the UK banks as a result of the bailouts and do you think society in general feels let down?
3. A 'free market' embodies the sink or swim ethic, yet the UK banks were given hundreds of billions of pounds in bailout monies underwritten by the taxpayer. In hindsight and given the choice, would you support the bailouts again? *This question is required.
4. As per the Tories claim before coming to power, the now government has signalled the scrapping of Business Link will go ahead as planned. Are you in favour? *This question is required.
5. Instead of bailing out Ireland's economy with UK taxpayers funds, would you rather the monies were directly injected into supporting UK small business via Angel like investments, grants, business loan guarantees and agencies like Business Link? *This question is required.
6. Has your bank sought to alter any of the facilities you have had with them over the last 12 months in a manner that is more favourable to them, and less favourable to you? *This question is required.
7. Has your bank asked / insisted you move away from traditional methods of funding your business such as an overdraft/loan to invoice discounting? *This question is required.
8. Whether through excessive security demands, high fees or sky high interest rates; has your business wanted/needed business finance but decided against it as a result of it being too uncompetitive? *This question is required.
9. Has your business seen a rise or fall in late payments by its customers in the last 6-12 months? *This question is required.
10. Have you found that poor credit scores of your debtors is effecting your business too? *This question is required.
11. Are you more or less worried about bad debts for the next 12 months, than you were, this same time last year? *This question is required.
13. We would like to do a follow up, standalone article on Question 12 and as such would like to publish some of the responses on what people in the UK would do differently than the PM, to supoprt UK business.

If your response is chosen for the article, would you like to have it credited back to you and have you or your company mentioned? *This question is required.
14. Would you you to be emailed the results of the survey? *This question is required.
15. Would you like to be included in the Factoring Finance mailing list?
(Please note that the frequency of emails is very light as we don't like our inbox getting cluttered either) *This question is required.
16. For survey verfication please complete the following section. (Please note that your details will not be published or passed on to third parties and note that not all sections are 'required'. Please leave as much infomation as you are comfortable with, especially if you would like to be included in any follow up)
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