Fraud Victim Survey

2. What is your gender?

• Female
• Male

3. Your marital status:

• Single
• Married
• Divorced
• Widowed
• Separated
• "Living together" but not married

6. Have you been a victim of fraud?

• No.
• Yes (Please Specify how many times) Please enter an 'other' value for this selection.
• I am family member of a fraud victim

7. Answer all of the following questions in regard to your most egregious fraud experience

As result of my fraud experience (s), I have suffered the financial loss of...

• Less than $100
• $100
• More than $100

8. Did you report the fraud to the police?

• Yes.
• No.
• I plan on reporting it to the police.
• I do not plan on reporting it.

8. Did you report the fraud to an organization such as the Better Business Bureau or Internal Revenue Service?

• Yes.
• No.
• I plan on reporting it to one of these organizations.
• I do not plan on reporting it to one of these organizations.

9. Concerning the most egregious episode in which you were defrauded, Do you recall how the person (s) who defrauded you made initial contact?

• In person.
• By phone.
• By email.
• Both in person and by phone.
• Both in person and by email.

10. Did the individual (s) who approached you.....?

• A. Present themselves as someone in authority such as an IRS agent, a representative from a call center, a police officer, etc.
• B. Present themselves as someone in need of assistance such as someone unfairly imprisoned, a charity, etc.
• C. Present themselves as a friend or someone with whom you have a lot in common such as they liked many of the same things you did, had a similar background, had same type of dog, etc.
• Present themselves in some other way (please describe) Please enter an 'other' value for this selection.

11. When you think back to the individual who perpetrated the fraud, which elements of their style do you think made you believe them?  (Check all that apply).

• They were the same race/ethnicity as I am.
• They shared the same cultural background that I have.
• They were from the same socioeconomic background as I am.
• They were from the same religious background as I am.
• They seemed knowledgeable about what they were presenting.
• They worked in the same field as I do.
• They were attractive.
• They complimented me.
• They came from the same educational background (*same college, high school) as I do.
• They had a geographical connection with me (hometown, home state).
• They had a similar family background as I do (small town, number of kids).
• They had the same interests or hobbies that I have.
• They had common possessions (same type car, watch, house, pets).
• I knew the person (friend, family member, church member).
• I found their personality engaging.
• I found them physically attractive.
• I found them to be friendly.
• Other (please specify) Please enter an 'other' value for this selection.

12. What type of fraud was committed against you? (Check all that apply)

• Identity Theft
• Over the Phone Investment
• Investment Fraud
• Lottery Scam
• Insurance Fraud
• Ticket Fakes (did not arrive or were not real)
• Credit Card Fraud
• Pyramid or Chain Letter Scam
• African Advanced Fee Fraud
• Betting Scam
• Internet Fraud (not getting items promised, getting defective items, hidden fees)
• Time Share/Holiday Fraud
• Psychic (Fortuneteller kept asking for money to revel more information or speak to a loved one who has passed on)
• Romance Scam (Broken heart and empty wallet)
• Religious Scam (promise of spiritual rewards/guidance for money)
• Other (please specify) Please enter an 'other' value for this selection.

13. Were you threatened with violence or legal action during the course of the fraudulent event?

• No.
• Legal Action only.
• Violence only.
• Violence was threatened against some on I care about (family member, friend etc.)
• Threats were made to my reputation.
• Both legal actions and Violence were threatened.

14. How long did it take to resolve the fraud issue once it was discovered?

• A few hours
• 12 hours
• 13-48 hours
• 49-72 hours
• A Week
• Several Weeks
• 1 Month
• Several Months
• A Year or more
• I am still resolving this issue.

15. For each of the following statements, please rate the degree to which you feel that the fraud experience has changed how you manage things.

I am more cautious about engaging in transactions online with unfamiliar vendors.

Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree

16. My ability to trust others was affected by my fraud experience.

Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree

17. As the result of my fraud experience, I am..

• Unable to meet my all of my financial obligations ( rent, credit card bills).
• Unable to meet most of my financial obligations
• Not affected in my ability to meet financial obligations.
• Still able to meet most of my financial obligations.
• Still able to meet all of my financial obligations

18. Rate the frequency of the possible reactions (below) you could have/had due to your fraud experience.

	Never	Seldom	Often	Very Often	Almost All the Time
Anger	Never of row Anger-	Seldom of row Anger-	Often of row Anger-	Very Often of row Anger-	Almost All the Time of row Anger-
Pleasure	Never of row Pleasure-	Seldom of row Pleasure-	Often of row Pleasure-	Very Often of row Pleasure-	Almost All the Time of row Pleasure-
Embarrassment	Never of row Embarrassment-	Seldom of row Embarrassment-	Often of row Embarrassment-	Very Often of row Embarrassment-	Almost All the Time of row Embarrassment-
Disgust	Never of row Disgust-	Seldom of row Disgust-	Often of row Disgust-	Very Often of row Disgust-	Almost All the Time of row Disgust-
Curiosity	Never of row Curiosity-	Seldom of row Curiosity-	Often of row Curiosity-	Very Often of row Curiosity-	Almost All the Time of row Curiosity-
Shame	Never of row Shame-	Seldom of row Shame-	Often of row Shame-	Very Often of row Shame-	Almost All the Time of row Shame-
Enjoyed the Attention	Never of row Enjoyed the Attention-	Seldom of row Enjoyed the Attention-	Often of row Enjoyed the Attention-	Very Often of row Enjoyed the Attention-	Almost All the Time of row Enjoyed the Attention-
Confusion	Never of row Confusion-	Seldom of row Confusion-	Often of row Confusion-	Very Often of row Confusion-	Almost All the Time of row Confusion-
Fear	Never of row Fear-	Seldom of row Fear-	Often of row Fear-	Very Often of row Fear-	Almost All the Time of row Fear-
Surprise	Never of row Surprise-	Seldom of row Surprise-	Often of row Surprise-	Very Often of row Surprise-	Almost All the Time of row Surprise-
Excitement	Never of row Excitement -	Seldom of row Excitement -	Often of row Excitement -	Very Often of row Excitement -	Almost All the Time of row Excitement -
Guilt	Never of row Guilt-	Seldom of row Guilt-	Often of row Guilt-	Very Often of row Guilt-	Almost All the Time of row Guilt-
Shock	Never of row Shock-	Seldom of row Shock-	Often of row Shock-	Very Often of row Shock-	Almost All the Time of row Shock-
Helplessness	Never of row Helplessness-	Seldom of row Helplessness-	Often of row Helplessness-	Very Often of row Helplessness-	Almost All the Time of row Helplessness-

19. Consider the period of time lasting six months after you discovered that you had been defrauded. Now, for each of the following statements, please rate the degree to which you agree or disagree that your life has been affected as a direct result of having been defrauded.

I fell for the scam because the other person (s) was so convincing that anyone would have fallen for it.

Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree

20. I fell for the scam because I am too trusting and it is mostly my own fault.

Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree

21. A friend or family member urged me to trust the person who scammed me, and they are at fault.

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

22. I fell for the scam because I was not paying attention and I should have been.

Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree

23. I had no idea I was being taken advantage of.

Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree

24. Consider the six months after you discovered you were defrauded. For each of the following statements, please rate the degree to which you agree or disagree that your life has been affected as a direct result of having been defrauded.

I have felt restless (feeling keyed up or on edge). 

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

25. I have felt irritable.

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

26. I have experienced muscle tension.

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

27. I felt sad most of the day.

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

28. I felt a sense of hopelessness and emptiness.

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

29. I felt a loss of interest in many of my daily activities.

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

30. I had noticed a decrease in my appetite.

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

31. I experienced a sudden weight loss or weight gain (that cannot be attributed to diet and exercise).

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

32. I had difficulty sleeping (falling asleep, staying asleep, restless or unsatisfying sleep).

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

33. I have felt fatigued and lacking in energy.  

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

34. I have experienced feelings of guilt.

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

35. I have experienced feelings of worthlessness.

Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree

36. I had difficulty thinking clearly and difficulty concentrating.

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

37. I had difficulty with making decisions (indecisiveness).

Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree or Disagree	Somewhat Agree	Strongly Agree

38. My physical health suffered due to my experience with fraud:

Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree
Strongly Disagree	Somewhat Disagree	Neither Agree nor Disagree	Somewhat Agree	Strongly Agree

39. After your fraud experience were there differences in your interactions with your significant other? 

Yes.	No.	I do not have significant other
Yes.	No.	I do not have significant other

39. How has your fraud experience impacted your relationship with your significant other (spouse, boyfriend/girlfriend, life partner)?

In a Strongly Positive Way	In a Somewhat Positive Way	In a Neither Positive or Negative Way	In a Somewhat Negative Way	In a Strongly Negative Way
In a Strongly Positive Way	In a Somewhat Positive Way	In a Neither Positive or Negative Way	In a Somewhat Negative Way	In a Strongly Negative Way

39. In general how satisfied are you with your relationship with your significant other? 

Very Satisfied	Somewhat Satisfied	Neutral	Somewhat Unsatisfied	Very Unsatisfied
Very Satisfied	Somewhat Satisfied	Neutral	Somewhat Unsatisfied	Very Unsatisfied

39. How important is it to you that your significant other understands your fraud experience? 

Very Important	Somewhat Important	Neither Important or Unimportant	Somewhat Unimportant	Not Important at All
Very Important	Somewhat Important	Neither Important or Unimportant	Somewhat Unimportant	Not Important at All

39. Did you tell your significant other of the fraud or loss of money?

• No. They still don't know about it.
• No. But they found out.
• Yes, and they were supportive.
• Yes, and they were not supportive.

39. If your relationship with your significant other has been impacted how has your relationship been impacted? (Check All that Apply)

• Increased Arguments
• Separation/Moved Out
• Divorce/Relationship Ends
• Increased Support
• Other (please specify) Please enter an 'other' value for this selection.

39. Did your fraud experience impact your relationships with family members (mother/father, brother/sister, aunts/uncles)? 

• Yes.
• No.

40. How satisfied are you with your current relationship (s) with your family members?

Very Unsatisfied	Somewhat Unsatisfied	Neutral	Somewhat Satisfied	Very Satisfied
Very Unsatisfied	Somewhat Unsatisfied	Neutral	Somewhat Satisfied	Very Satisfied

40. How has your fraud experience impacted your relationship (s) with your family members (mother, father, sister, brother, son, daughter).

In a Strongly Positive Way	In a Somewhat Positive Way	In Neither Positive or Negative Way	In a Somewhat Negative Way	In a Strongly Negative Way
In a Strongly Positive Way	In a Somewhat Positive Way	In Neither Positive or Negative Way	In a Somewhat Negative Way	In a Strongly Negative Way

40. How important is it to you, that your family understands your experience?

Very Important	Somewhat Important	Neither Important or Unimportant	Somewhat Unimportant	Not Important
Very Important	Somewhat Important	Neither Important or Unimportant	Somewhat Unimportant	Not Important

40. How important is it to you, that your family is supportive and encouraging with regard to your fraud experience? 

Very Important	Somewhat Important	Neither Important or Unimportant	Somewhat Unimportant	Not Important
Very Important	Somewhat Important	Neither Important or Unimportant	Somewhat Unimportant	Not Important

40. How has your relationship (s) with your family members been affected by your fraud experience (Check all that apply)?

• Increase in arguments
• Relationship has become distant
• No longer speaking to certain family members
• Family members do not recognize my victimization
• Family members have been very supportive
• They avoid me.
• Other Please enter an 'other' value for this selection.

40. Has your fraud experience impacted your relationship (s) with your friends?

Yes.	No.
Yes.	No.

41. How has your fraud experience impacted your relationship (s) with your friends? 

In a Strongly Positive Way	In a Somewhat Positive Way	In Neither a Positive or Negative Way	In a Somewhat Negative Way	In a Strongly Negative Way
In a Strongly Positive Way	In a Somewhat Positive Way	In Neither a Positive or Negative Way	In a Somewhat Negative Way	In a Strongly Negative Way

41. How satisfied are you with relationship (s) with your friends?

Very Unsatisfied	Somewhat Unsatisfied	Neither Important or Unimportant	Somewhat Satisfied	Very Satisfied
Very Unsatisfied	Somewhat Unsatisfied	Neither Important or Unimportant	Somewhat Satisfied	Very Satisfied

41. My relationship (s) with my friends has been impacted in the following ways: (Check All That Apply)?

• Increase in fights
• My friends actively avoid me
• My friends make insensitive statements about me.
• My friends do not recognize my victimization.
• My friends have been supportive
• My friends behavior has not changed
• Other Please enter an 'other' value for this selection.

41. Has your relationship (s) with your co-workers been affected by your fraud experience? 

Yes.	No.
Yes.	No.

42. How important is your relationship (s) with your co-workers in your life?

Very Important	Somewhat Important	Neither Important nor Unimportant	Somewhat Unimportant	Not Important
Very Important	Somewhat Important	Neither Important nor Unimportant	Somewhat Unimportant	Not Important

42. I spend time with co-workers outside of work.

Never	Seldom	Often	Very Often	Almost All of the Time
Never	Seldom	Often	Very Often	Almost All of the Time

42. In what way has your relationship been affected by your coworkers (Check All that Apply)?

• They have been supportive
• They avoid me
• They ridicule me
• They are unaware of my fraud experience
• Other Please enter an 'other' value for this selection.

42. As the result of my fraud experience the following consequences (Check All That Apply). 

• I have had to layoff people.
• I have had to close down my business.
• I lost my savings.
• I lost my business reputation.
• I have been demoted.
• I lost respect within the company.
• I lost my job.
• I lost respect within the community.
• I have lost my pension.
• I have lost property.
• Other (Please Specify). Please enter an 'other' value for this selection.
• I have not been affected in any of these ways.

43. Rate the accuracy of each statement as it applies to your beliefs about yourself, others and the world: 

Hypocrisy is on the increase in our society.

Always True	Somewhat True	Neither True or False	Somewhat False	Never True
Always True	Somewhat True	Neither True or False	Somewhat False	Never True

44. One is better off being cautious when dealing with strangers until they have provided evidence that they are trustworthy.

Always True	Somewhat True	Neither True or False	Somewhat False	Never True
Always True	Somewhat True	Neither True or False	Somewhat False	Never True

45. Most people can be counted on to do what they say they will do.

Always True	Somewhat True	Neither True or False	Somewhat False	Never True
Always True	Somewhat True	Neither True or False	Somewhat False	Never True

46. In these competitive times, one has to be alert, or someone is likely to take advantage of you.

Always True	Somewhat True	Neither True or False	Somewhat False	Never True
Always True	Somewhat True	Neither True or False	Somewhat False	Never True

47. Most repairman will not overcharge, even if they think you are ignorant of their specialty.

Always True	Somewhat True	Neither True or False	Somewhat False	Never True
Always True	Somewhat True	Neither True or False	Somewhat False	Never True