CE Quiz Template - October 2018

As a subscriber to Financial-Planning.com, you can earn up to 12 hours of CE credit from the CFP Board and the Investments & Wealth Institute.

Please read the articles and answer the questions below. To find the related article, click on the hyperlinked title of the story – both online-only articles as well as stories published in the magazine.

You must answer 8 of the 10 questions correctly to qualify for CE credit.

Financial Planning does not provide a certificate of completion. However, you will receive confirmation if you’ve passed the quiz. Please keep the confirmation for your records. Financial Planning reports results to the CFP Board weekly. The board may take an additional two weeks to post results.

If you need assistance, please contact SourceMedia customer service at help@sourcemedia.com, 212.803.8500.

1. Under which regulation would a client be permitted to use money from their estate to pay the income tax for a trust bill growing outside of that estate? *This question is required.

2. Trusts face the top tax bracket of 37% at what level of taxable income? *This question is required.

3. In a study of mutual fund performance during the period from 1998 to 2017, what was the average 20-year annualized return of the funds that never had a calendar-year loss during that time? *This question is required.

4. In the same study, what was the average 20-year annualized return for funds that had a calendar-year loss 25% of the time? *This question is required.

5. What does ERISA require when it comes to employer-plan beneficiaries? *This question is required.

Related Content: Is an ex-spouse entitled to an IRA after divorce?

6. Under the new tax law, single-filer business owners would qualify for the 20% business deduction as long as their income did not exceed which amount? *This question is required.

7. After hitting the income limits for single or joint filers, business owners in which of these professions might have the hardest time qualifying for the 20% qualified business deduction? *This question is required.

8. By 2050, what is the expected ratio of potential caregivers to those who are 80 or older, according to a study by the AARP’s Public Policy Institute? *This question is required.

9. Which rule defines “selling compensation” as “any compensation paid directly or indirectly from whatever source in connection with or as a result of the purchase or sale of a security?” *This question is required.

10. What percentage of millennial clients want to invest in funds and companies that reflect their social and/or environmental values, according to a survey by BlackRock? *This question is required.

Related Content: Beware this rising risk in client portfolios

11. First Name *This question is required.

12. Last Name *This question is required.

13. CFP Board ID Learn more about CFP Board Certification

14. IMCA ID Learn more about IMCA Certification

15. Email Address *This question is required. This question requires a valid email address.

Continuing Education Credit — October 2018