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Payments Reserve - Announcement Feedback

Sellers who meet certain criteria will have a percentage of each sale held in a Payment account reserve for a short time before the funds are available for deposit. Payment account reserves will be used to cover your expenses and charges such as fees and refunds.

For now, we expect this to apply to fewer than 1% of all sellers. Sellers may have a reserve placed on their account for a short period after they make their first sale on Etsy if their earnings are above a certain threshold.

Let us know what you think about Payment account reserves.
1. What is your overall reaction to Etsy's Payment account reserves?